The main dental plans used by our patients are:
Delta Dental - The company offers Individual and Family plans for patients in the New York area. These plans have set co-payments, no deductibles, and no maximums for covered procedures. Delta Dental covers preventative check-ups, restorative treatments, and a variety of other specialized treatments such as orthodontics, oral and maxillofacial surgery, and periodontics.
Empire Blue Cross Blue Shield - the company currently offers four tiers of plans, and coverage depends upon your specific plan. The Value Dental Plan covers basics such as cleanings, exams, x-rays, and fillings. The Classic Dental Plan covers basics as well as most other services including orthodontics and periodontal surgery with lifetime and annual maximums (respectively). The Enhanced Dental Plan offers the above with higher maximums.
Careington is not an insurance plan, but a system that offers discounts on dental services. Discounts of between twenty and sixty percent are offered on most dental procedures. These include routine oral exams, cleanings, orthodontics, and cosmetic procedures such as veneers. Discounts are reflected immediately and no claim needs to be filed; however, patients must pay the remainder on the day of treatment.
Cigna will cover all basic services and most basic and major restorative procedures. This includes annual cleanings, oral surgery, periodontics, and root canals. However, Cigna does not cover procedures of a purely cosmetic nature, such as veneers.
These benefits are not exhaustive; please visit your insurance companies' websites to see specifics of your plan and call our office prior to your visit to learn more about the treatments that you are likely to have and whether they will be covered by insurance.